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 Here is our policy on the personal information about you we collect and use:

 We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications and other forms;
Information about your transactions with us, our affiliates or others; and
Information we receive from a consumer reporting agency.
 We do not disclose any nonpublic personal financial information about our customers or former customers to anyone, except as permitted by law.

 We restrict access to nonpublic personal financial information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal financial information.