Knight-Free Insurance Agency
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The Knight-Free Family

The people of Knight-Free are consummate insurance professionals. In fact, we have more than 168 years of collective experience in the insurance business. We also believe that school is never out for the pro. Every associate on our team, in addition to having a solid insurance-agency background, is a licensed insurance agent with a professional designation that requires annual classroom time.

But we’re your fellow citizens, too. Maybe even your neighbors or your friends. Which means we understand exactly what you need in an insurance product, and how to tailor a policy that’s exactly right for you.

Click on each photo for
individual agent profile.
Elliot Free, CIC

Elliot joined the agency in 1970. He and his wife Joan, the daughter of agency founder Paul Knight, have three children, Paul, Wescoat and Zana. Joan and Elliot attend Christ Covenant Presbyterian Church. Elliot, a graduate of Auburn University, has been president of the Cullman County Chamber of Commerce, president of the Alabama Independent Insurance Association, and Alabama’s state national director to the Independent Insurance Agents of America. His main hobby is boating.
Wescoat Free, CISR, CIC

Wescoat, the grandson of agency founder Paul Knight, joined Knight-Free Insurance in 1993. He and his wife Katie have three children, Will, Mabry and Wyatt. They attend Christ Covenant Presbyterian Church. Wescoat is a graduate of Cullman High School and Auburn University. He has served as Chairman of the Young Agents Committee in the Alabama Independent Insurance Association as well as served on the State Board of Directors. His hobbies are horses and the outdoors.
Tina Calloway, CISR

Tina, who has been in the insurance agency business for 25 years, joined Knight-Free Agency in 1999. She lives in West Point with her husband, Sammy, and their four dogs and two cats. In addition to her pets, Tina also loves gardening.
Karen Harbison Nixon, CISR

Karen, who has more than 20 years’ experience in the insurance agency business, joined Knight-Free Agency in 2007. She and her husband Richard have two children, Kari and Zak, and four grandchildren. Her hobbies are gardening, yard sales, road trips and playing with her grandchildren. She is a member of St. John’s Evangelical Church and a member of Women’s Fellowship, Heritage Handbells, Chancel Choir and the Welcome to St. John’s Team.
Angie Hardman, CISR

Angie joined Knight-Free Insurance in 1985. She and her husband Marty have two children, Lilly and Sophi. They attend Mt. Olive Church. Angie is a graduate of Fairview High School and UAB. Her “hobbies” are her two daughters.
Dawn Wright

Dawn joined Knight-Free Insurance in 2018. She and her husband Jeremy live in Cullman. She has three kids, Noah, Benjamin, and Samuel. Her hobbies include going on adventures with her family and working out.
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